Dr. Oz Navigates America's Changing Health-Care System

American’s health-care laws are undergoing historic change. Dr. Oz helps navigate the initial major reforms so you can decipher what they mean for you and your family.

Dr. Oz Navigates America's Changing Health-Care System

The long-anticipated overhaul of America’s health care system is finally underway, with historic changes taking place, namely the Affordable Health Care Act signed into law by President Obama on March 23, 2010. But are you aware of exactly how these reforms will affect the rights and benefits belonging to you and your family?

Dr. Oz is dedicated to helping you navigate the changing landscape of America’s healthcare system, starting with the initial major reforms outlined below.

The Affordable Health Care Act

The first major rumblings of change were felt when the Affordable Health Care Act rolled into effect on September 23, 2010.  This health law ensures greater access to preventive care, the foundation of the America’s public health care system. The act mandates that all new insurance plans and many existing plans, as they’re renewed, cover the following preventive health care services without charging patients co-insurance, co-pays or deductibles:

  • Mammograms
  • Pap smears
  • Colon cancer screenings
  • Vaccinations
  • Blood sugar testing
  • Children’s checkups

Click here to see US Surgeon General Regina Benjamin speak with Dr. Oz on the Affordable Health Care Act.

Benefits Beyond Preventive Coverage

If you and your family already have a solid health insurance plan with good preventive coverage you may be wondering if this law will positively impact any of your health care options.  Here are some new rules that cover benefits you could find yourself in need of.

  • If you have a child under age 19 with a pre-existing condition such as asthma, health plans can no longer limit or deny benefits or coverage.
  • Previously if you had a college-age child, they’d be required to come off your health plan immediately after graduation. The Affordable Health Care Act allows your child to stay on your insurance plan until they turn 26 years old. This new rule is designed to provide financial relief to the many parents who end up footing their college graduate’s insurance bill since first jobs often don’t include health insurance.
  • Annual limits on coverage such as intensive care hospital stays are now eliminated.

Affordable Coverage for Adults with Pre-existing Health Conditions

As of July 1, 2010, people denied coverage because of a pre-existing condition can enroll in the Pre-existing Condition Insurance Plan (PCIP) available through state plans. This program runs through 2014, when the federal program will take over, banning insurers from refusing to cover adults with pre-existing conditions and offering them affordable coverage choices.

For all the latest information on health care reform and the Affordable Health Care Act, click here.

Click here, and enter your zip code to find out which private insurance plans, public programs and community services are available to you in your area.

4 Steps to Shedding Your Pandemic Pounds

Forgive yourself, and start walking toward a healthier you.

For those of you who have put on the Pandemic Pounds or added several new COVID Curves, you are not alone. Alarmingly, the American Psychological Association has recently published that almost half of all adults in their survey now have a larger physique. In fact, 42% of people reported gaining roughly 15 pounds (the average published was surprisingly 29 pounds but that included outliers) over the past year. Interestingly, 20% of adults in this survey lost about 12 pounds (I am surely not in this group). Clearly, there is a relationship between stress and weight change. In addition, one in four adults disclosed an increase in alcohol consumption, and 67% of participants distressingly revealed that they have new sleeping patterns.

This past year has brought about what has been called the 'new normal.' Social isolation and inactivity due to quarantining and remote working have sadly contributed to the decline in many people's mental and physical health, as demonstrated by the widespread changes in people's weight, alcohol consumption, and sleeping patterns. Gym closures, frequent ordering of unhealthy takeout, and increased time at home cooking and devouring comfort foods have had a perceptible impact. In addition, many people have delayed routine medical care and screening tests over fear of contracting Covid-19 during these visits. Unfortunately, the 'new normal' has now placed too many people at risk for serious health consequences, including heart attacks and strokes.

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