Quiz: What Is Your Chronotype?

Learn why you have the sleep problems you do and how to solve them with this quiz created by Dr. Michael Breus.

You chronotype, or biological clock, affects your sleeping habits.

A chronotype is your own personal biological clock that controls your body's rhythms. It's the reason you are grumpier in the morning or focus better later in the day. This genetic biological clock affects much more than your waking and sleeping patterns. It affects when you should eat; when the best time for coffee is; and when you should socialize, work and exercise, among other things. Find out if your chronotype is a lion, dolphin, bear, or wolf, and how these types impact your sleep and habits.

Whether you own your home or rent it, there are costs of living we all end up paying — loans, utility bills, furnishings, and more. While keeping up the home can be costly, it doesn't have to drain your wallet! Certain costs you may think you can't avoid you actually can, and should, according to "Shark Tank" investor Barbara Corcoran and consumer reporter Heather Herzog. Here are five money traps that any home owner or renter should never fall into.

Overpaying for Appliances

Whether it's a fridge or washing machine you need, there are several ways to pay less for them. Herzog says to avoid buying the latest model.

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