The 30-Day Credit Card-Free Challenge

Take the first step and get back on track with your finances in just one month.

The 30-Day Credit Card-Free Challenge

A swipe here, a swipe there—credit card spending can easily get out of hand, and when you’re saddled with credit card debt, the road toward financial freedom can seem endless. Try this 30-day challenge from personal finance experts Ric Edelman and Lynnette Khalfani-Cox to help you take charge of your finances once and for all.

Freeze Your Credit Cards…Literally

The first step to regain control of your money is to stop using plastic. Call up your credit card company and place a hold on your account. If you know you need to use your card in the future, put your credit card in a Tupperware and place it in your freezer. Literally freezing your card forces you to be mindful of how many times you reach for it. This action imposes a cooling-off period so you can rethink your purchases and determine if they’re truly necessary since you’ll have to wait for the card to defrost before using it.

How to Safely Make Lifestyle Changes With Type 2 Diabetes

Gain control of your disease while still protecting your heart

If you're overweight or obese and have type 2 diabetes, a new study reveals how to make lifestyle changes that will help you safely gain control of your disease and still protect your heart.

Researchers published a study in Diabetes Care that took a second — and more in-depth — look at data from the NIH's Look AHEAD study. They found that for 85% of people in that study, lifestyle interventions that triggered weight loss and increased physical activity reduced potential cardiovascular problems. Such lifestyle interventions also help reduce the risks for diabetes, dementia and some cancers and strengthen the immune system.

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