The 30-Day Credit Card-Free Challenge

Take the first step and get back on track with your finances in just one month.

The 30-Day Credit Card-Free Challenge

A swipe here, a swipe there—credit card spending can easily get out of hand, and when you’re saddled with credit card debt, the road toward financial freedom can seem endless. Try this 30-day challenge from personal finance experts Ric Edelman and Lynnette Khalfani-Cox to help you take charge of your finances once and for all.

Freeze Your Credit Cards…Literally

The first step to regain control of your money is to stop using plastic. Call up your credit card company and place a hold on your account. If you know you need to use your card in the future, put your credit card in a Tupperware and place it in your freezer. Literally freezing your card forces you to be mindful of how many times you reach for it. This action imposes a cooling-off period so you can rethink your purchases and determine if they’re truly necessary since you’ll have to wait for the card to defrost before using it.

Sometimes, we all just need a pick-me-up. Whether we've been struggling for some time with negative thoughts about ourselves, or a bad day at work is making us feel inferior, it's important to take a step back and regain our self-love. Follow Mallika Chopra, a meditation and wellness coach, in this simple meditation that focuses on breath, positive words and colors. She'll help you recenter your thoughts, reconnect with your emotions and remember your true worth.

For more mindfulness tips from Mallika, check out her website and her new book "My Body Is a Rainbow: The Color of My Feelings."

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